Job Title

Health Insurance Advisor

Company

SLK Bima Brokers Pvt. Ltd.

Location

Motinagar (Delhi/NCR)

Salary

₹12,000 - ₹20,000 per month

Roles & Responsibilities

1. Sales & Acquisition

   • Identify and approach potential clients (individuals, families, senior citizens, students) for health insurance policies.

   • Explain product offerings (hospitalization, pre-/post-hospitalization, ambulance, day care etc.), benefits, exclusions, terms & conditions.

   • Maintain a pipeline of prospective customers, follow-up regularly to close sales.

2. Needs Assessment & Advisory

   • Assess client’s health insurance needs (budget, current health status, family history, requirement for pre-existing disease coverage, etc.).

   • Advise on different plan options: individual vs family floater, group health, top-ups, riders, etc., based on SLK Bima’s partnerships and offerings.

   • Help clients understand coverage limitations (waiting periods, co-payments, sub-limits, exclusions etc.).

3. Policy Documentation & Onboarding

   • Assist clients in filling application forms, gathering required documents.

   • Coordinate with underwriters / insurers to get policies issued.

   • Ensure clients receive policy documents, schedule, endorsements, etc.

4. Client Relationship / Post-Sale Services

   • Maintain existing clients, send reminders for renewals, follow up to convert renewals.

   • Answer client queries: policy features, hospital networks (cashless), claim process etc.

   • Help in claim support: guiding through documentation, claim filing process, coordinate with insurers / TPAs.

5. Target Achievement & Reporting

   • Meet monthly / quarterly sales targets set by the company.

   • Maintain sales records, generate reports of leads, conversions, renewals.

   • Provide feedback to management on product performance, client objections, market trends.

6. Compliance & Ethical Practices

   • Ensure compliance with insurance regulatory guidelines, company policies.

   • Maintain transparency: disclose fees, limitations, avoid mis-selling.

   • Keep updated with latest health insurance products, regulation changes.

7. Coordination with Internal Teams

   • Work with underwriting / claims / customer service teams at SLK Bima to resolve client issues.

   • Liaise with marketing for promotional campaigns, seminars, tie-ups to generate leads.

8. Self-Development

   • Continuous learning of health insurance trends, new products, competitive offerings.

   • Improve sales techniques, negotiation skills.

Skills & Qualifications

• Minimum education: High school / Diploma; insurance / sales training preferred.

• Good communication skills (verbal & written).

• Ability to explain insurance terms simply so clients understand.

• Persuasive with customer-oriented attitude; ethics & integrity.

• Basic computer skills: MS Office, email, CRM or sales tools.

• Local knowledge of Motinagar & surrounding areas advantageous.